There are a few steps you should take before filing your claim. First, you should take pictures of the damage from as many angles as you can, in the best light you can find. This will help your insurer and dent repair company prepare a quote, so be diligent. Next, contact your insurance provider. Let them know the extent of the hail damage, and provide pictures if you can. Finally, you can start searching for you preferred Sioux Falls auto hail repair team!
Do You Work With Insurance Companies?
Many of our customers go through their insurance companies to file large claims on hail damage. This is usually a great idea, since it can save you a ton on multiple dents and dings. Just make sure you have the right coverage. Comprehensive insurance covers most ‘non-accident’ incidents including theft, vandalism, and of course, hail damage. We love helping clients navigate their way through the complicated process of filing for an insurance claim. Our hope is to make getting your Sioux Falls auto hail repair as streamlined and easy as possible.
Will Making a Claim on Hail Damage Increase My Rates?
Rising insurance rates are a great concern for many modern drivers. It seems like every little bump or bruise can cause them to skyrocket. Luckily, making a claim on hail damage will never increase your rates as long as you have comprehensive coverage. Since hail falls under the category of ‘other than collision,’ you will only have to pay the deductible amount. However, sometimes the damage may not be worth making a claim over if the repair cost does not exceed the deductible. This often leads to drivers avoiding hail repair. Ultimately, you get to make the final decision as to whether or not your car needs repairs. Just keep in mind that if you decide to forgo Sioux Falls auto hail repair, that amount will be deducted from you next claim as well.
Hail is one of the largest contributors of property damage in the U.S. It haunts every state in the country and causes nearly $1 billion in losses each year. It’s very possible you could return to a completely cratered car with broken glass and maybe even some internal damage. So, needless to say, you don’t want your vehicle to get caught in a hail storm. Unfortunately, the Midwestern United States experiences far more severe hail storms than any other part of the nation so totally avoiding it may not be an option. So what exactly are your options?
Brandon Hail Damage and Your Car Insurance
Your auto insurance policy determines what kinds of damage your vehicle is protected against. Generally speaking you’ll need comprehensive coverage if you want to be protected against most liability free causes. This includes, of course, hail damage as well as:
Theft
Vandalism
Natural disaster
Falling objects
Fires
Animals
If you take care of your car it will take care of you. We advocate for comprehensive coverage so much because dents and dings are really that serious. Exposed damage is the perfect host for rust and corrosion so make sure you can respond to hail as fast as you can with thorough protection.
Minimize Your Exposure to the Elements
The best way to protect your car against Brandon hail damage is to totally avoid it. A little bit of caution can go a long way. Try these helpful tips to protect your car during the next hail storm.
If you are lucky enough to pass by covered parking or a garage then take advantage of it.
Even if you can’t find covered parking pull over because it will reduce the hail’s impact.
Invest in a car cover. They come in handy more than you think.
Sheets, blankets, and pillows make great cushioning if you don’t have a car cover.
If you don’t have a car cover and you don’t have blankets
These tips might not prevent all Brandonhail damage but they will certainly help. Now all that’s left is to take care of the stragglers. Call Sioux Falls Dent Repair today at 605-595-4061 and we’ll pop out those leftover dents no problem!
