Does insurance cover dent repairs?

Does insurance cover dent repair?

Whether insurance covers dent repair depends on the type of insurance policy you have and the cause of the dent.

If you have comprehensive auto insurance, it typically covers damages to your vehicle that are not caused by a collision with another vehicle. This includes damage from hail, falling objects, vandalism, deer and theft, among other things. If your vehicle has a dent that was caused by one of these covered incidents, your insurance policy may cover the cost of dent repair.

However, if your vehicle has a dent that was caused by a collision with another vehicle, you would need collision coverage to cover the cost of repairs. Collision coverage is an optional coverage that pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.

It’s important to note that insurance policies can vary, so it’s always a good idea to review your policy or speak with your insurance agent to understand what is and isn’t covered in your specific policy.

What Are Some Downsides To Having A Body Shop Fix Your Dents?

What Are Some Downsides To Having A Body Shop Fix Your Dents?

Here are some downsides to having a body shop fix your dents:

  1. Cost:

    The cost of repairing dents at a body shop can be quite high, especially if the damage is extensive. The repair cost may include labor charges, replacement parts, and other miscellaneous expenses.

  2. Time:

    The repair process can take a considerable amount of time, depending on the severity of the damage. This means that you may have to go without your car for several days, or even weeks, while it is being repaired.

  3. Quality of Work:

    The quality of work done by body shops can vary widely. Some shops may not have the necessary skills or equipment to do a good job, which could result in subpar repairs.

  4. Paint Color Match:

    If your car has a custom paint job, tri coat or pearl coat or a rare color, it may be difficult for a body shop to match the paint exactly. This can result in a noticeable difference in color between the repaired area and the rest of the car.

  5. Hidden Damage:

    Sometimes, there may be hidden damage that is not immediately visible, and a body shop may not discover it until they start the repair process. This can result in additional costs and delays, this is actually very normal because there are so many parts and pieces in todays vehicle the full estimate cannot be wrote up until the vehicle is completely disassembled.

  6. Insurance:

    If you are filing an insurance claim to cover the cost of the repairs, your insurance company may require you to use a specific body shop for your first estimate or inspection, they may only cover a portion of the repair costs if taken to another shop for repairs that is not in their network. This is not necessarily a bad thing, often times in order to become a “certified” insurance shop you have to abide by the insurance pricing guidelines and rules. This can often times leave things to be left off of the repair bill in order to satisfy the insurance company. It is illegal for an insurance company to tell you that you HAVE to take the vehicle to a specific shop.

Top 5 Questions About Paintless Dent Repair (PDR)

Top 5 Questions About Paintless Dent Repair (PDR)

  1. What is paintless dent repair?

    Paintless dent repair (PDR) is a technique used to remove dents from a vehicle without the need for traditional bodywork methods. It involves using specialized tools to manipulate the metal back into its original shape without affecting the paint finish.

  2. How long does paintless dent repair take?

    The time it takes to complete paintless dent repair varies depending on the size and severity of the dent, as well as the location on the vehicle. Smaller dents may be fixed in just a few hours, while larger dents or those that require access to hard-to-reach areas may take longer.

  3. What types of dents can be fixed with paintless dent repair?

    Paintless dent repair is effective for most small to medium-sized dents, including dings caused by hail, door dings, and minor collisions. However, larger dents or those with paint damage may require traditional bodywork methods.

  4. Will paintless dent repair affect the resale value of my vehicle?

    No, paintless dent repair does not affect the resale value of your vehicle. In fact, it can often increase the value by restoring the appearance of the vehicle and preventing further damage.

  5. Is paintless dent repair covered by insurance?

    Many insurance policies cover paintless dent repair, especially for hail damage. However, it’s always best to check with your insurance provider to understand your specific coverage and any applicable deductibles.

Do you have any other questions we may have not covered in this article, give us a call or CLICK HERE!

Sioux Falls Dent Repair Restores Hail Damage on Electric Vehicles

Sioux Falls Dent Repair Restores Hail Damage on Electric Vehicles

Getting unexpectedly caught in a hail storm can be a headache, especially if your car suffered major damage. Having unsightly dents all over your electric vehicle can be an eyesore, but it can also lower the value of your car.  So what should you do? Paintless dent repair, or PDR, is the best dent repair option when it comes to hail damage, more specifically, PDR from Sioux Falls Dent Repair if you live in South Dakota. 

Sioux Falls Dent Repair are IMI Certified to work on hybrid and electric cars. They can remove damage of all sizes including hail damage dents in your vehicle without the use of any painting or bondo like a traditional body shop, which makes them the best option to restore your electric vehicle such as a Tesla Model 3, Hyundai Ioniq, or Audi Q4 E-tron. 

Steps in Getting a Hail Damage Estimate

  • Contact Sioux Falls Dent Repair for an Estimate

Don’t waste your time in getting different bids to get your car fixed. Whoever you choose, its service people will work closely with your insurance company on the entire hail damage PDR process. So contact us for a FREE damage assessment and estimate – Sioux Falls Dent Repair.

  • Assessment
    The certified technician will assess your car and look for damage using special PDR UV lighting. This has to be done in person and not through pictures that you take. Seeing the car in person, the PDR specialist can show you the actual damage and let you know what you’re dealing with. 

  • How long do estimates take?

An initial estimate typically takes 20-45 minutes to write up. The initial estimate may not include
parts pricing because that process requires calling up your car dealership and getting part prices
and availability. This is typically done when you are getting the actual dent repair done and takes
around 30 minutes.

  • Why are insurance companies’ estimates always substantially lower than your costs?

Insurance company adjusters never get estimates right because they are not trained and don’t have the proper equipment or specialized PDR lighting to assess the hail damages; therefore, they tend to miss many of the dings on the vehicle. They may write up that there is about 10 dents, when in reality it may be closer to 50. This is a very common theme. 

  • The insurance company said I need to go to their approved or preferred shop. Can I still use you?

You can get an estimate for hail damage for your vehicle at any shop. If your insurance company
tells you that you can only go to their authorized shops or they won’t cover the repairs, know         
              that  this  tactic is called “steering”, which is illegal in South Dakota.

Most dent repair shops, including Sioux Falls Dent Repair, offer a lifetime warranty on repairs. We even offer you a written warranty card for peace of mind. As for additional costs, sometimes there is an element of negotiation with insurance companies, but it isn’t something that will cost you much in the long run.

If anything, preferred shops cut corners to save money for the insurance company, and this can mean poor results.


Why should someone take their vehicle to the Sioux Falls Dent Repair?

If you want accurate estimates for the hail damage sustained on your car, you need a professional PDR-certified technician to look at it  in person. Insurance companies will always underestimate the damage and compensate you accordingly.

Do not let them get away with your deserved compensations and “steer” you into insurance pitfalls. Get an estimate at  Sioux Falls Dent Repair today! If you want to learn more about hail damage repairs or about paintless dent repair with Sioux Falls Dent Repair, please visit our website.


Travelers Insurance for Hail Damage Repair

Travelers Insurance for Hail Damage Repair

Hailstorms in Sioux Falls, South Dakota, can severely damage the body of your car. Falling hailstones put hundreds of dents and dings on your car’s hood, roof, and trunk, making it look as unsightly as a car can possibly look.

But the damage isn’t just visual.

Left unchecked, the paint can crack and let water and humidity in, ultimately resulting in rust. The same can happen if your car experiences a second hail event before you repair the damage from the first. While most auto body shops may recommend replacement or expensive dent repair, paintless dent repair (PDR) from a trusted PDR company like Sioux Falls Dent Repair is your best option.

PDR for Hail Damage Repair

PDR is a restorative method that pushes and pulls the dents and dings out of your car without damaging the paint or requiring repainting. Unlike conventional dent repair, there is no scraping, filling, repainting, or replacement of body parts involved with PDR.

It simply restores your car to its original form through noninvasive PDR techniques. Of course, it requires the skills, knowledge, and experience of a PDR-certified technician, like those at Sioux Falls Dent Repair. There are numerous upsides to such a restorative approach.

Firstly, it takes far less time than conventional dent repair since no time-consuming processes like scrapping, repainting, or drying are involved. For the same reason, it costs less because you don’t have to pay for expensive fillers or paint. Lastly, you save your vehicle’s original factory paintwork and its long-term resale value.

PDR from a trusted and certified technician really is incredible and unlike any other dent repair method in the world.

Travelers Insurance for Hail Damage Repair

Sioux Falls Dent repair is the best place for hail damage repair in South Dakota. They are also very convenient. They accept various insurance companies, including Travelers Insurance, for your hail damage repair.

Most importantly, however, they make it easier and more beneficial for you to file your claim. This is solely due to the highly accurate, comprehensive, and free estimate they give you. Unlike traditional auto body shops, PDR estimates use the latest and greatest tools and techniques for estimates.

A PDR-certified technician puts your car under special PDR UV light, highlighting even the smallest dents and imperfections. Things that are not clear to the naked eye, or even a professional from traditional auto body shops.

This allows your estimate to be as comprehensive as possible. Next, they punch the details of your dents and dings into an industry-standard PDR estimate calculator. This gives you the most accurate estimate you can expect from any dent repair.

Of course, the friendly staff at Sioux Falls Dent Repair walks you through the entire process and makes insurance filing as easy as possible for you.

Sioux Falls Dent Repair for the Best PDR

For all the mentioned reasons and plenty of others, Sioux Falls Dent Repair is the best PDR company you can opt for in South Dakota. They offer the most comprehensive and convenient PDR solutions from the most qualified and experienced technicians.

Working with Sioux Falls Dent Repair gets you comprehensive insurance claims, retention of your car’s originality, long-term value, and the most superior dent repair/hail damage results possible. No one, not even a professional, will ever be able to tell that your car went through a rough hailstorm.

Do you want to learn more about Travelers Insurance for hail damage repair and paintless dent repair? Do you want a free estimate for the dents, dings, and hail damage on your car? Please visit our website today.