An insurance deductible is the amount of money that an insurance policyholder is required to pay out of pocket before their insurance coverage kicks in and starts paying for covered expenses. For example, if you have a $500 deductible on your car insurance policy and you get into an accident that causes $2,000 in damage, you will be responsible for paying the first $500 of the repair costs, and your insurance company will cover the remaining $1,500.
Deductibles can vary widely depending on the type of insurance policy and the specific terms of the policy. Generally, policies with higher deductibles will have lower premiums, because the policyholder is taking on more financial risk themselves before the insurance company starts paying out. Conversely, policies with lower deductibles will have higher premiums, because the insurance company is taking on more financial risk themselves from the outset.
Sioux Falls Dent Repair Restores Hail Damage on Electric Vehicles
Getting unexpectedly caught in a hail storm can be a headache, especially if your car suffered major damage. Having unsightly dents all over your electric vehicle can be an eyesore, but it can also lower the value of your car. So what should you do? Paintless dent repair, or PDR, is the best dent repair option when it comes to hail damage, more specifically, PDR from Sioux Falls Dent Repair if you live in South Dakota.
Sioux Falls Dent Repair are IMI Certified to work on hybrid and electric cars. They can remove damage of all sizes including hail damage dents in your vehicle without the use of any painting or bondo like a traditional body shop, which makes them the best option to restore your electric vehicle such as a Tesla Model 3, Hyundai Ioniq, or Audi Q4 E-tron.
Steps in Getting a Hail Damage Estimate
Contact Sioux Falls Dent Repair for an Estimate
Don’t waste your time in getting different bids to get your car fixed. Whoever you choose, its service people will work closely with your insurance company on the entire hail damage PDR process. So contact us for a FREE damage assessment and estimate – Sioux Falls Dent Repair.
Assessment The certified technician will assess your car and look for damage using special PDR UV lighting. This has to be done in person and not through pictures that you take. Seeing the car in person, the PDR specialist can show you the actual damage and let you know what you’re dealing with.
How long do estimates take?
An initial estimate typically takes 20-45 minutes to write up. The initial estimate may not include parts pricing because that process requires calling up your car dealership and getting part prices and availability. This is typically done when you are getting the actual dent repair done and takes around 30 minutes.
Why are insurance companies’ estimates always substantially lower than your costs?
Insurance company adjusters never get estimates right because they are not trained and don’t have the proper equipment or specialized PDR lighting to assess the hail damages; therefore, they tend to miss many of the dings on the vehicle. They may write up that there is about 10 dents, when in reality it may be closer to 50. This is a very common theme.
The insurance company said I need to go to their approved or preferred shop. Can I still use you?
You can get an estimate for hail damage for your vehicle at any shop. If your insurance company tells you that you can only go to their authorized shops or they won’t cover the repairs, know that this tactic is called “steering”, which is illegal in South Dakota. Most dent repair shops, including Sioux Falls Dent Repair, offer a lifetime warranty on repairs. We even offer you a written warranty card for peace of mind. As for additional costs, sometimes there is an element of negotiation with insurance companies, but it isn’t something that will cost you much in the long run.
If anything, preferred shops cut corners to save money for the insurance company, and this can mean poor results.
Why should someone take their vehicle to the Sioux Falls Dent Repair?
If you want accurate estimates for the hail damage sustained on your car, you need a professional PDR-certified technician to look at it in person. Insurance companies will always underestimate the damage and compensate you accordingly.
Do not let them get away with your deserved compensations and “steer” you into insurance pitfalls. Get an estimate at Sioux Falls Dent Repair today! If you want to learn more about hail damage repairs or about paintless dent repair with Sioux Falls Dent Repair,Click Here!
If you have dents, dings, or hail damage on your car in Sioux Falls, South Dakota, you are probably dreading the insurance estimates, dent repairs, expenses, or downtime. Like most people, you may be avoiding the process and delaying your dent repairs.
This is not the best thing to do for many reasons.
For one, the longer you wait, the more the chances of elements seeping in and letting corrosion and rust take over your car’s body. Moreover, getting accurate car dent removal estimates is important, especially for intense dent repairs like hail damage repair.
Importance of Car Dent Removal Estimates
Despite what you may have heard, you do not have to get estimates at a body shop or a body shop of your insurance provider’s choosing. If your insurance company is forcing you to opt for a particular body shop that is likely under their panel, this is known as “steering,” and it is illegal.
You can opt to get estimates from anywhere you like. For the best estimates, we recommend a paintless dent repair (PDR) service, like Sioux Falls Dent Repair in Sioux Falls, South Dakota. This is because a PDR service will give you the best, most accurate estimates for your dents, dings, and hail damage.
They use special PDR UV lights to reveal even the smallest of hidden dents and dings. This means you get the full picture, estimate, and, therefore, full repairs and compensation.
Plus, a PDR service like Sioux Falls Dent Repair has the most skilled and experienced PDR-certified technicians for estimates and repairs in South Dakota. They work closely with your insurance provider to make sure you get the best, most comprehensive dent repairs with all the benefits of PDR.
Benefits of PDR
Paintless dent repair does not require any dismantling, scraping, or repainting of boy parts to fix dents, nor any fillers. A PDR-certified technician simply restores your car to its original form to fix dents, dings, and hail damage.
This means PDR only takes a few hours instead of days of downtime, there are no material costs, and your car retains its original paint coat. This results in you saving time, money, and the resale value of your car.
Why Sioux Falls Dent Repair?
While the mentioned benefits of PDR and estimates from Sioux Falls Dent Repair are enough to encourage anyone, there are other reasons to take your car to them for insurance estimates and repairs. Firstly, their PDR results are immaculate, enough to make you forget that there were ever any dents or dings to begin with.
Moreover, they have a very friendly staff, the most skilled and experienced PDR certified technicians, and overall great customer service. Just ask any of their customers from Sioux Falls, South Dakota, and you will hear the same.
If you want to learn more about the importance of car dent removal estimates, paintless dent repair, or if you want a free estimate for the PDR of your dents and dings, Get Started By Clicking Here!
If your car has suffered hail damage in South Dakota, you may be interested to know what hail damage repair entails. Naturally, paintless dent repair, or PDR, is the best dent repair option when it comes to hail damage, more specifically, PDR from Sioux Falls Dent Repair.
Today, we have decided to answer some common questions regarding hail damage repair that will help you better understand the entire process better. From damage assessment to repair estimates, insurance pitfalls, and much more.
Here are some questions regarding hail damage repair with PDR and their comprehensive answers.
Do you need to get competing bids for hail damage repair that is covered by your car insurance?
Answer: Let’s suppose your car gets dents and dings from hail damage in South Dakota, and you contact your insurance. They may tell you to go get estimates and competing bids, or they may not. Frankly, getting estimates and competing bids does not matter, and it is only a waste of your time.
Ultimately, whichever dent repair service you choose, its service people will work closely with your insurance company on the entire hail damage PDR process. So, the old days of going out and getting competing bids are over, and it is only a waste of your time.
Why do I have to come in person with the vehicle for a hail damage repair estimate?
Answer: This is an important one. The problem is that the amount of hail damage you see on your car is nowhere near the actual damage. Looking at the damage in sunlight or typical lighting, especially if the car is dirty, will never reveal the actual damage.
Going in person with your car will enable the PDR-certified technician to use their special PDR UV lights to show you the actual damage you are dealing with. Trust us, it is way more than meets the eye, even on a clear, sunny day in South Dakota.
How long do estimates take?
Answer: An initial estimate typically takes 20-45 minutes to write up. The initial estimate may not include parts pricing because that process requires calling up your car dealership and getting part prices and availability. This is typically done when you are getting the actual dent repair done and takes around 30 minutes.
Why are insurance companies’ estimates always substantially lower than your costs?
Answer: Insurance company adjusters never get estimates right. They never use the expensive, specialized PDR lighting to assess the hail damage and immensely underestimate your hail damage dents and dings. They may tell you, “Oh, there are about 6 to 8 dents,” when there are more close to 100 in reality. This is very common across the board.
An untrained eye cannot make the correct assessment, even trained PDR-certified technicians will never give you an estimate without assessing the damage under special PDR lighting. They also use a “PDR matrix”, or chart, to give an accurate estimate, depending on the number, size, and category of dents and dings.
The insurance company said I need to go to their approved or preferred shop. Can I still use you?
Answer: You can take your car to any shop you want to get your estimates or repairs done from. If your insurance company tells you that you can only go to their preferred shops; otherwise, you don’t get their warranty, or you will pay the additional repair costs, they are using a scare tactic called “steering.”
Steering is illegal in South Dakota. Most dent repair shops, including Sioux Falls Dent Repair, offer a lifetime warranty on repairs. We even offer you a written warranty card for peace of mind. As for additional costs, sometimes there is an element of negotiation with insurance companies, but it isn’t something that will cost you much in the long run.
If anything, preferred shops cut corners to save money for the insurance company, and this can mean poor results.
Why should someone take their vehicle to the Sioux Falls Dent Repair?
Answer: If you want accurate estimates for the hail damage on your car, you need professional PDR-certified technicians to look at your car in person. Insurance companies will always underestimate the damage and compensate you accordingly.
Do not let them get away with your deserved compensations and “steer” you into insurance pitfalls. Take your hail-damaged car to Sioux Falls Dent Repair today to get an accurate estimate, compensation, and lifetime warranty results.
If you want to learn more about hail damage repairs or about paintless dent repair with Sioux Falls Dent Repair, please visit our website today.
In today’s video, Jack takes us through a hail damage estimate for a 2015 Honda Fit that came into the Sioux Falls Dent Repair shop. As you can see, the damage is quite severe and even caused the paint in the roof to crack in multiple spots.
For the customer to claim their insurance, we needed to take photographs and even mark off the severely damaged areas. The car itself, as you can see, is covered in “oversized” dents which are indicated with “X” marks. In terms of size, an oversized dent is any dent that is larger than a half dollar coin.
The roof and hood were written as replacement pieces because of the severity of the damage and that is what we used to write up our estimate. The dents are all across the body of the car and has even caused the paint to crack in many spots. In some spots, the glass will also have to be removed and reinstalled once the job is complete.
Unfortunately, once the estimate is made, the car is going to be a complete loss for the customer and they will have the option to either get reimbursed or buy it back and get it fixed afterwards. The customer also has a tow hitch attached to the front of the vehicle which means that it will have to be removed and will be included in the eventual cost. We also came across a hairline dent between the side mirror and the frame of the vehicle which will need work. Also, there are signs of previous PDR work on this car, but it isn’t complete and isn’t a good job either.
So, that is how we at Sioux Falls Dent Repair go about writing up an estimate for hail damaged car. We mark off the larger dents and any extreme damage, we take to a body shop for repair or replacement.
Watch the whole process here:
If you have any hail damage that you want us to take a look at, go ahead and call or text us at 605-250-1023.
