Does insurance cover dent repairs?

Does insurance cover dent repair?

Whether insurance covers dent repair depends on the type of insurance policy you have and the cause of the dent.

If you have comprehensive auto insurance, it typically covers damages to your vehicle that are not caused by a collision with another vehicle. This includes damage from hail, falling objects, vandalism, deer and theft, among other things. If your vehicle has a dent that was caused by one of these covered incidents, your insurance policy may cover the cost of dent repair.

However, if your vehicle has a dent that was caused by a collision with another vehicle, you would need collision coverage to cover the cost of repairs. Collision coverage is an optional coverage that pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.

It’s important to note that insurance policies can vary, so it’s always a good idea to review your policy or speak with your insurance agent to understand what is and isn’t covered in your specific policy.