Does insurance cover dent repairs?

Does insurance cover dent repair?

Whether insurance covers dent repair depends on the type of insurance policy you have and the cause of the dent.

If you have comprehensive auto insurance, it typically covers damages to your vehicle that are not caused by a collision with another vehicle. This includes damage from hail, falling objects, vandalism, deer and theft, among other things. If your vehicle has a dent that was caused by one of these covered incidents, your insurance policy may cover the cost of dent repair.

However, if your vehicle has a dent that was caused by a collision with another vehicle, you would need collision coverage to cover the cost of repairs. Collision coverage is an optional coverage that pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.

It’s important to note that insurance policies can vary, so it’s always a good idea to review your policy or speak with your insurance agent to understand what is and isn’t covered in your specific policy.

What Are Some Downsides To Having A Body Shop Fix Your Dents?

What Are Some Downsides To Having A Body Shop Fix Your Dents?

Here are some downsides to having a body shop fix your dents:

  1. Cost:

    The cost of repairing dents at a body shop can be quite high, especially if the damage is extensive. The repair cost may include labor charges, replacement parts, and other miscellaneous expenses.

  2. Time:

    The repair process can take a considerable amount of time, depending on the severity of the damage. This means that you may have to go without your car for several days, or even weeks, while it is being repaired.

  3. Quality of Work:

    The quality of work done by body shops can vary widely. Some shops may not have the necessary skills or equipment to do a good job, which could result in subpar repairs.

  4. Paint Color Match:

    If your car has a custom paint job, tri coat or pearl coat or a rare color, it may be difficult for a body shop to match the paint exactly. This can result in a noticeable difference in color between the repaired area and the rest of the car.

  5. Hidden Damage:

    Sometimes, there may be hidden damage that is not immediately visible, and a body shop may not discover it until they start the repair process. This can result in additional costs and delays, this is actually very normal because there are so many parts and pieces in todays vehicle the full estimate cannot be wrote up until the vehicle is completely disassembled.

  6. Insurance:

    If you are filing an insurance claim to cover the cost of the repairs, your insurance company may require you to use a specific body shop for your first estimate or inspection, they may only cover a portion of the repair costs if taken to another shop for repairs that is not in their network. This is not necessarily a bad thing, often times in order to become a “certified” insurance shop you have to abide by the insurance pricing guidelines and rules. This can often times leave things to be left off of the repair bill in order to satisfy the insurance company. It is illegal for an insurance company to tell you that you HAVE to take the vehicle to a specific shop.

4 Common Causes of Dents and Dings | Hartford PDR

4 Common Causes of Dents and Dings | Hartford PDR

Common Causes of Minor Body Damage

Dents and dings happen. Often, there’s nothing we can do to stop it. But our Hartford PDR experts have some tricks to protect your car from potential damage. Here are a few ways you car might be placed in harms way without your knowing:

#1: Parking Accidents

Everyone has errands to run, and sometimes it’s on a tight schedule. Parking in the far corner of a lot might mean you have a mild walk ahead of you, but it puts your car miles from danger. Suddenly you don’t need to worry about careless drivers opening their doors, or stray shopping carts wandering into your car.

#2: Kids & Sports

If you live near a lot of kids or something like a park or a golf course then your car might score a nice catch if you’re unlucky. If you can park in a garage then that’s definitely the safest option. It’s also wise to educate children early on the value of something as expensive as a new car. However, this isn’t always in your control.

#3: Automatic Car Washes

The appeal of a 5 minute car wash without ever having to leave your vehicle is very tempting. Just know that you’re giving up some personal control when it comes to the safety of your ride. It might be wiser to give the car a thorough wash yourself.

#4: Slow Impact Fender Benders

Your fender is always the first place to be struck in an accident. If the collision happened at a slow speed then you might leave with only a minor fender bender. Depending on the extent of the damage, our Hartford PDR team can repair your fender no problem!

While these are some of the most common ways dents happen, they aren’t limited to only this list. If you find yourself the unfortunate victim of one of these incidences, our Hartford PDR team can restore your vehicle to its pre-accident condition. Call Sioux Falls Dent Repair today at 605-595-4061 for a free quote!

 

 

What Can Sioux Falls Paintless Repair Actually Fix?

What Can Sioux Falls Paintless Repair Actually Fix?

Why Go Paintless?

When your car is struck by a stray shopping cart or nasty hail storm, you are left with a small reminder of that incident. This could be one or many dents of different shapes and sizes. Despite their humble demeanor, these small imperfections can have a serious and long lasting affect on the value of your car. However, over the last 10 years, automotive paints and metals have undergone many changes that make it very easy for technicians to work out minor dings without the need for replacing paint. Sioux Falls Paintless repair features many benefits now, such as:

  • Extremely fast turnarounds
  • No increased insurance rates
  • Affordable rates
  • No insurance claims
  • No Carfax reports

Quality Repairs for Life

With Sioux Falls paintless repair you no longer need to worry about week long wait times or shoddy repairs. Our work is guaranteed to last and we do it right. No more expensive rentals, scratched paint, or swirly finishes. Just you and your flawless finish.

We repair a variety of body damage ranging from simple dings to hail catastrophes. Our most frequently used services include:

Minor Collisions

Not all collisions require a trip to the body shop. Today, more and more drivers are switching to PDR for fender benders and bumper repair thanks to the amazingly low rates we offer. Any kind of minor vehicle damage can potentially be fixed with paintless repair. Just bring it to our Sioux Falls paintless repair shop, and we’ll give you a free estimate; or you can fill out this online form, and we will get back to you with a quote at our earliest availability.

Hail Storms

One of the worst disasters that could happen to your car is a nasty hail storm. They are relatively easy to avoid if you have a garage, but for those that aren’t so fortunate these tips might help. If you still find yourself caught in the thick of an icy downpour, then contact a paintless repair technician right away. We’ll give you a free estimate, and let you know if there is any serious threat such as exposed metal.

Accidents

The most common source of minor body damage is simple accidents. This could be caused by somebody leaning on your hood, a stray shopping cart catching your bumper, or an oblivious passenger opening their door.  They are among the most unpleasant annoyances a driver could face, but worst of all they are nearly impossible to avoid, since they are completely out of your control.

4 Reasons Brandon Body Shops Should Have PDR Technicians

4 Reasons Brandon Body Shops Should Have PDR Technicians

Why Should Brandon Body Shops Know Paintless Dent Repair?

They Can’t Replace Technicians

Mastering paintless dent repair takes years of practice on real body panels. Unsurprisingly, body shops aren’t always willing to hand these out to amateurs. While you can use sheet metal there’s no replacement for the real deal. Therefore true drive, talent, and education will always win over.

It Saves Room for the Big Jobs

Body shops have to work in the confines of a bay or warehouse so they’re pretty limited in space. If they need to use that space to fix a minor dent they could potentially lose out on a much bigger sale. Dent repair techs, however, are not restricted by space and can work from anywhere.

PDR is Much Faster and More Affordable

Paintless dent repair is and always will be far faster than conventional repair methods. Because Brandon body shops tend to prefer higher paying jobs they will often use traditional methods on a simple ding. This usually involves sanding, priming, and painting which is resource and labor intensive.

Why Don’t They Already Know it?

Learning Curve

Paintless dent repair isn’t easy to learn and it takes even more commitment to master. The steep learning curve involves some training, theory, and the willingness to adapt to a totally different mindset. Much of paintless dent repair revolves around a central feeling rather than an exact science.

Where to Learn it

Many aspiring PDR techs get stunted because they don’t know where to start. But learning PDR is easier now than it has ever been. The best way to start would be through a training course that’s somewhere between 2 and 5 weeks. Anything shorter than 2 weeks isn’t really worth your time or money.

Understanding the Tools

Access to the proper tools is essential to paintless dent repair. You can have all of the patience, skill, and training you want, but without a high quality set of tools you’re setting yourself up for failure. To further exasperate this issue good PDR tools are not cheap. I can’t tell you how many times I’ve seen a Brandon body shop with a dusty old set of starter equipment.